FACT: At least 70% to 80% of medical claims are tied to lifestyle.

Smoking, laziness, poor eating habits, stress, and many more are all culprits to poor health — and rising health care costs.

Our wellness solutions have been built to focus on the three areas of wellness: prevention, prevention and more prevention.

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FACT: Over the past five years our groups have seen a 3% DECREASE in health care costs.

Is your company premium shopping or risk managing? Our benefit solutions teach you how to manage the risk in your plan. It's not what insurance company you have; it's who is helping you put together your plan. Don't let your plan manage you.

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FACT: High claims are a staggering cost to many health insurance plans.

Why? Because doctors and hospitals can bill whatever they want. You know it, and we know it.

Imagine if there was a way to keep the doctors and hospitals honest? Our claims solutions have found the only company in the industry that has doctors watching doctors in making sure your claims are right. Introducing AWAC®.

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